I think that's a fair assessment. I sell BMWs. The scary thing to me is I get credit applications from retired folk whose income is more money a month than I'm making still working 12-months!

As my Dad used to say when I'd ask why I couldn't have things the preppy kids at my prep-school had: "You picked the wrong womb!"

"May the Lord smite me with money . . . and may I never recover!" — reb tevye