Good.
For the polarity test, use the Phonic up close - right at the transducer you are checking.
You should get:
UHF = (+)
HF = (+)
MF = (+)
LF = (-)
Man, if we finally got there, you should be very pleased with the bass response.
Zilch'ster - thanks for sticking with this!!
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One thing on the Ashly XR1001: the decal markings on the front are not very precise. On mine, I find that I need to set the frequency just a bit below what is marked on the face to be at the desired point. You could check this using your Phonic.
Mute the HF outputs on the Ashly. Using only the LF outputs, use the Phonic RTA. You will see the frequency response curve slope off. Dial the xover point slowly and watch the curve change.
Listen, and watch the RTA - you may be able to pin-point the right setting. I don't know if the RTA's resolution is sufficient to really see what is going on, but maybe.